Ally Financial Inc.
ALLY-
Ally Financial Inc. gained 0.4% to $31.77 after the bank holding company reported first-quarter 2025 results.
Revenue edged up to $1.48 billion from $1.47 billion, net income swung to a loss of $253 million from a profit of $115 million, and diluted loss per share was 82 cents compared to a profit of 37 cents a year ago.
The company announced a quarterly dividend of 30 cents per share for the fiscal second quarter, unchanged from a year earlier.
Apr 18, 2025 -
Ally Financial soared 8.8% to $34.61 after the company reported better-than-expected quarterly results.
Net financing revenue in the fourth quarter decreased to $1.5 billion from $1.7 billion, net income dropped to $49 million from $256 million, and diluted earnings per share fell to 45 cents from $1.08 a year ago.
The financial services company attracted 52,000 net new customers and increased its retail deposits from the previous quarter by $2.2 billion.
In 2023, the company issued 13.8 million auto loans, and about 40% of the loans were issued at an origination yield of 10.7%.
Jan 19, 2024 -
Ally Financial Inc declined 1.2% to $25.31 after the automobile loans provider reported weaker-than-expected revenue growth.
Revenue in the third quarter declined 2% to $1.96 billion from $2.06 billion and net income dropped 1% to $269 million from $272 million and earnings per share was unchanged at 88 cents.
In the vehicle financing business, the core driver of the company's revenue, net interest margin declined 57 basis points from a year ago to 3.24% and loan loss provision increased by $70 million to $508 million from a year ago.
In the quarter, the company originated $10.6 billion of auto loans, including $6.9 billion of used retail volume, or 66% of total originations, $2.9 billion of new retail volume, and $0.7 billion of leases.
Estimated retail auto loans are estimated to yield 10.7% in the quarter, an increase of 193 basis points from a year ago.
In the quarter the company added 95,000 new retail bank customers, increasing the total to 3 million with a total deposit of $140 billion and 92% of balances are FDIC insured.
Oct 19, 2023 -
Ally Financial Inc increased 3.0% to $29.0 after the company reported a decline in earnings but ahead of market expectations.
Total revenue in the quarter was unchanged at $2.07 billion and net financing revenue declined to $1.6 billion from $1.8 billion and net income attributable to shareholders declined to $301 million from $454 million and diluted earnings per share fell to 99 cents from $1.40 a year ago.
The company has about 2.9 million retail deposit customers with an average balance of $50,000 and 92% of retail deposit balances are FDIC insured.
Net interest margin was 3.4%, indicating that the bank is passing on higher interest rates to its customers but not to depositors.
Total deposits increased by $13.9 billion from a year ago to $154.3 billion at the end of the second quarter.
Jul 19, 2023 -
Ally Financial Inc company reported better-than-expected first quarter results and said retail deposits increased on record net new deposit customers.
Retail deposits increased $813 million from a record 126,000 net new deposit customers.
Revenue in the first quarter decreased to $1.61 billion from $1.68 billion and net income plunged to $219 million from $627 million and diluted earnings per share fell to 96 cents from $1.86 a year ago.
Net interest margin decreased 42 basis points to 3.51% and provision for credit losses increased $279 million to $446 million, reflecting rising interest rates and stretched consumer finances.
Apr 19, 2023
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| Trading Volume | 111,420 |
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45.01 - 22.77 |
| Market Cap Full | $ 12.8B |
Quarterly +
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Q1 | -0.5% | 16.1% | 4.2% | -7.7% |
| Q2 | - | 0% | 6% | -24% |
| Q3 | - | -5.7% | -1.2% | -17.8% |
| Q4 | - | -6% | 36.1% | -11.2% |
Monthly +
| J | F | M | A | M | J | J | A | S | O | N | D |
| 2025 | |||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| -0.5 | - | - | - | - | - | - | - | - | - | - | - |
| 2024 | |||||||||||
| 5 | 0.9 | 9.6 | -3.6 | -0.3 | 1.6 | 13.7 | -5.7 | - | - | - | - |
| 2023 | |||||||||||
| 32.9 | -7.5 | -15.2 | 3.5 | 1 | 1.3 | 13.1 | -9.3 | -3.6 | -9.3 | 20.7 | 19.5 |
| 2022 | |||||||||||
| -0.1 | 4.6 | -11.6 | -9.4 | 10.2 | -23.9 | -1.3 | 0.4 | -17.1 | 0.1 | -2 | -9.5 |
| 2021 | |||||||||||
| 6.1 | 10 | 9.4 | 12.9 | 6.3 | -8.9 | 2.9 | 3.2 | -3.5 | -6.5 | -4 | 4.3 |
| 2020 | |||||||||||
| 5.1 | -22.1 | -42.2 | 13.6 | 6.4 | 13.7 | 1.4 | 13.8 | 11.1 | 5 | 11.1 | 20.3 |
EPS
| 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|
| Q1 | 1 | 1.9 | 2.1 | -0.9 |
| Q2 | 1 | 1.4 | 2.4 | 0.6 |
| Q3 | 0.9 | 0.9 | 1.9 | 1.3 |
| Q4 | 0 | 0.9 | 1.8 | 1.8 |
| A | 2.83 | 5 | 8.2 | 2.9 |